After retirement, not only your physical but also your mental and emotional health are important. While some people have had a post-retirement plan in place for a long time, others find themselves floundering without the sense of purpose that a job provided. However, these can truly be the golden years, as they are sometimes called, and taking the steps below can help make that possible.
You don’t have to have the next few decades of your life laid out, but you’ll enjoy retirement more if you don’t have to worry about certain things, like money and medical care. You might want to make or update an estate plan, and you may want to examine your assets and see if you want to make any changes to them. If you have a life insurance policy, you may want to consider selling it if you no longer have dependents who would need the proceeds. You can review a guide on everything you need to know about life settlements to learn more about this option for increasing your cash reserves after retirement. You may also want to consider whether you want to purchase long-term care insurance and what your health care options are.
Your Physical Wellbeing
It is difficult to generalize about the physical wellbeing of any group, and as you near retirement, you may continue to be very active, or you might have some limitations. What’s important is that you have a plan in place, in conjunction with your doctor, that will allow you to continue to take care of yourself with any of those limitations in mind.
Your Intellectual Wellbeing
There are many misconceptions about the intellectual capabilities of older adults. The truth is that people in their 70s, 80s and even 90s are getting college degrees, running businesses, writing books and continuing to either do the things they have always loved doing or discovering new interests. You might want to think about whether you actually want to retire. You may want to cut your hours or embark on a new line of work, but reaching a certain age does not mean you have to stop or even slow down if you don’t want to. Don’t feel pressured or constrained by the expectations of others. Think about what kind of intellectual stimulation you’ll need to continue to be happy after retirement, and seek it out.
Your Emotional Wellbeing
Although retirement can be a wonderful time, it can also come with a lot of challenges, and you might want to think ahead of time about how you’ll negotiate those challenges. For example, how will you manage it if your children assume that you’ll be an on-call babysitter now for your grandchildren but you have plans to travel the world or assume a busy volunteer position? Your family might feel neglected and you might feel guilty, but it’s important to take the steps you need to make this time in your life fulfilling for you. Another potential area of conflict with family is the degree of independence you’ll have as you get older. Communication can be key in negotiating the expectations of loved ones in relation to what you hope to do with the years ahead.
Published at Mon, 08 Nov 2021 10:41:39 +0000
Fall is in the air, which means Halloween is just around the corner. Whether you plan to go as something scary, sexy, cute, or funny, you will need the right makeup to complete your costume. Here are some of our favorite Halloween makeup ideas to thrill and chill you!
Spooky Or Sweet Skeleton
This colorful take on a traditional skeleton costume has become popular in recent years. To create this look, you will need to start with a white base. Black cream eyeshadow can be used to deepen the areas around the eyes and mouth, while darker powder eyeshadows can add some definition around your cheekbones, nose, and forehead. Feel free to use bright eye or lip colors with small makeup brushes to create intricate designs that transform your scary makeup into an impressive masterpiece. Want to really bring the glam? Apply glitter!
Pirates are popular costumes, and it’s easy to see why. Who doesn’t want to dress in striped pants, wear an eyepatch, and carry a sword? Even better, pirate makeup is pretty simple, but you can still have fun and get creative! If you’re going for a classic pirate look, use your favorite eyeliner or cream eyeshadow to draw a funny mustache and beard. You can also apply lipstick and concealer to create scars. Want to really go all out? Use a thin makeup brush or liquid eyeliner to draw some Sailor Jerry-inspired tattoos.
If you want to make your look a bit less funny and more glam, opt for a sexy smokey eye with scars. Mascara is a must! Also, don’t forget the perfect costume!
Nowadays, witches can be scary, sexy, and even funny—making them one of the most versatile Halloween makeup ideas on our list! If you have experience or the time to learn about makeup prosthetics, incorporate a plastic nose into your costume and blend it into your natural skin using concealer and makeup. For something a little easier, go for a dark lip, your favorite eye makeup, and a traditional witch hat to finish off your costume. Long, flirty lashes can add a sophisticated touch to your witch look. Talk about enchanting!
This is a recognizable Halloween classic you can easily put your own spin on! A traditional vampire look usually starts with pale foundation, dark eye makeup, and sharp contouring. Depending on what sort of vampire lore you’re into, a little bit of glitter on your cheekbones or nose can really highlight your features. Finally—a red lip is essential to completing the look.
What would Halloween be without clowns? Some people love them, other people hate them. Either way, they’re great for practicing different makeup techniques. Most clown makeup features a white base, large eyes, and a smile. Embrace someone’s fear of clowns with dark eye makeup and either a blood-red or black lip. For something sweet and silly, try a pastel or natural palette. Add a bit of sparkle with either a glitter highlight or lip.
Published at Mon, 08 Nov 2021 03:04:53 +0000